Why is this Important?
“Anyone who has ever struggled with poverty knows how extremely
expensive it is to be poor.” – James Baldwin
Rather than providing social workers, conditional services or
specific direction, the Direct Investment Program creates an
environment where families come together, empower themselves and
are trusted to improve their lives in their own way. This type of
social justice investing empowers families to build both
financial and social capital to help address inequities in our
Even before the pandemic, a
majority of Americans could not afford an unexpected $400 expense
in cash. After a year of increased social isolation and
financial precarity, there is no time like the present to invest
in our most experienced personal finance experts: hardworking
Who is Eligible?
Families must have the following
- A Sacramento County address
- Internet access and a web-enabled device for UpTogether
- A method of verifying identity and residence in Sacramento
- A method of verifying income
Additionally, ideal participants have an annual income of 150% of
the CPM or less, depending on their household composition. Please
use the table below to help inform your decision to enroll in
How it Works
DIPS fund families will receive $300/month for 24 months through
the UpTogether online platform. Families will also respond to
surveys, make groups, and set goals on UpTogether, sharing
their experiences and unique expertise with other participants.
How does this tie into United Way’s Square One project?
The Direct Investment Program in Sacramento falls under the
Square One/Set High Expectations building block for success.
Through this pillar we help kids and their families aim high and
achieve their goals.