Bank On California Capital Region: Accounts and Locations

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Bank On helps you find a safe, affordable bank account, with no overdraft or hidden fees. It doesn’t matter how much money you have, if you don’t have a social security number or California ID, or if you’ve had trouble banking in the past. With Bank On, everyone is welcome. Use the bank locator tool and account comparison chart below to find the right bank account for you.

All  Bank On certified accounts offer the following features:

  • No overdraft or other hidden fees
  • No minimum balance required
  • Minimum opening deposit of $25 or less
  • Low monthly fee: usually $5 or less, as low as $0
  • Online and mobile banking, with online bill pay

Find an Account Near You

To search by address, click the “View Larger Map” square icon at the top right corner of the map below. Then, click on the magnifying glass in the red bar to enter your address.
 

 

Compare Bank and Credit Union Accounts

 

Bank of America

Chase

Citibank

Mechanics Bank

Self Help Federal Credit Union

US Bank

Wells Fargo

Name of account

SafeBalance Banking

Chase Secure Banking

Access Account

Bank On – Personal Checking

Access Checking

Safe Debit Account

SafeBalance Banking

Monthly Fee

$4.95

$4.95

$10 or less
fees can be waived

$0

$5 or less fee can be waived

$4.95

$5

Minimum opening deposit

$25

$25

$0

$25

$0

$25

$25

Can I open an account online?

Yes with U.S. ID and Social Security Number

Yes with U.S. ID and Social Security Number

Yes with U.S. ID and Social Security Number

No

No

Yes with U.S. ID and Social Security Number

No

Cost of money orders?

Not offered

NA

$5

NA

$1

$1.65

  

Is a free savings account available?

Yes with $300 daily balance or auto transfer of $25+ month

No

Yes
with $1,500 average monthly balance

No

Yes

Yes
with automatic transfer from checking to savings

  

Can I open an account using foreign ID like a Matricula?

Yes

Yes

Yes

  

Yes

Yes

Yes

Can I open this account if I’ve had an account closed in the past?

Yes
unless for fraud, and past overdrafts owed any financial institution must be paid.

Yes
unless for fraud, and past overdrafts owed Chase must be paid.

Yes
unless for fraud, and past overdrafts owed Citibank must be paid.

  

Yes
unless for fraud, and past overdrafts of $500+ owed any financial institution must be paid.

Yes
unless for fraud, and past overdrafts owed US Bank must be paid.

Yes
unless for fraud, and past overdrafts of $500+ owed any financial institution must be paid.