Teaching and Learning Skills for Financial Stability: Keystones to Healthy Communities


Sustainable communities are made by families and individuals who are financially secure. The reliability of income, and its smart management, ensures that people can afford services and products to maintain healthy homes. Teaching and learning skills for financial stability includes the responsible management of income in order to cover all necessities, as well as planning and organizing in ways that positively affect all aspects of daily life. We are focused on improving people’s lives with our $en$e-Ability project and providing the tools for successful income management.

Understanding the Foundation

Some of the basic tools that are integral in practicing responsible income management are skills that come with personal confidence, initiative, and discipline. Financial problems at home may go beyond the conditions of employment into the personal stability of an individual. Responsibility and success in financial matters relies on confidence and some assertiveness. Many community or employment centers offer workshops that can help people realize an innate capacity for personal leadership. These programs can combine direct teaching and learning of personal finance management with general life skills that are easily transferable.

Common Methods

You can learn skills for financial stability in a variety of ways. Our $en$e-Ability project will be offering financial coaches and an active referral service. It will range from a tutorial on filling on basic financial forms, like taxes, to group discussions on personal challenges and solutions encountered on a daily basis. Allowing a variety of people to benefit from educational material that might not otherwise have been available will benefit us all.

Getting Involved

The unique circumstances of a community or focus group will dictate the learning methods. Methods may include, but are not limited to, pamphlets and brochures, books, community-operated websites, or support-lines. One of United Way’s most successful projects is providing educational support to students through peer mentorship and tutoring. Taking this principle and applying it to basic financial education, communities can gather volunteers to mentor groups or individuals with a unique focus and follow-through based on individual situations. This would not only allow a more personal relationship, it would also foster a sense of trust and dependability within the community itself.


By teaching and learning skills for financial stability, individuals can gain the confidence needed to be self-sufficient and responsible, whether for themselves or for an entire family. By fostering strong communications and networks among groups of people, communities become stronger and encourage positive development at all ages.